Chattanooga Residential Transactions

The purchase of a new home or a piece of property is at the top of the list when it comes to the substantial personal investments an individual or couple makes during their lifetime. Our Chattanooga title company is guaranteed to ensure that those investments are secure and free from encumbrance for both your financial standing and your peace of mind.

Our Residential Title Services

Title Search

A search of the legal records related to the property you are considering for purchase should always be the first step and a contingency included in your purchase agreement. When performing a title search or an abstract of title, our Chattanooga title company will look for:

  • Current legal owner of record
  • Mortgages, judgements, liens or outstanding tax debts and assessments connected to the property
  • Restrictions, property leases or easements related to the property

Title Opinion and/or Title Insurance

The findings from the title search will be documented for the buyer and/or lender in a Title Opinion Letter or in the Title Insurance policy. Any encumbrances that should be resolved prior to the transfer of title on the property in order to provide a clear legal title for the purchaser will be noted.

Residential Closing Services

The finalizing of a transfer of property ownership is a complex and detailed process. Milligan-Reynolds Guaranty Agency Title Inc. of Chattanooga, Tennessee has over 75 years of experience in providing professional closing services for property owners, real estate agents and lenders. Our trusted Chattanooga closing agency services are available for:

  • Refinancing
  • Real estate sales
  • New construction disbursements and closings

Recording of Documents

As part of our closing and escrow services, Milligan-Reynolds Guaranty Agency Title Inc. Chattanooga will handle all the legal filing of documents and records with the county where the property resides to further protect the legal rights of the parties involved in the residential transaction.